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Northrop Grumman Federal Credit Union

Lower Rates

Home > Borrow > Credit Cards > Lower Rates
Home > Borrow > Credit Cards > Lower Rates

Get a low, competitive rate on an NGFCU Mastercard® or Visa®

Some credit cards work better than others for carrying a revolving monthly balance. If you need a card that will give you a lower interest rate and will help you save money on your monthly payments, Northrop Grumman Federal Credit Union has options for you.

Express Yourself – Pick Your Card Image

Show your Northrop Grumman or Metro pride each time you use your credit card. NGFCU members can choose from exclusive designs featuring backgrounds like the B-2 Spirit, James Webb Space Telescope, Sunset Train, and more. Check out the gallery below to see which style suits you.

You’ve got choices

Choose from two NGFCU card options, each with very low competitive rates. Compare the benefits of each and see which one is the best card for you.

NGFCU™ Mastercard®

Includes:

  • Extended Warranty
  • Price Protection
  • Mastercard® ID Theft Protection™
  • Mastercard Global Service™
  • Card controls and text alerts
  • Mastercard Airport Concierge™

APPLY NOW

NGFCU Visa Card®

Includes:

  • Auto Rental Collision Damage Waiver
  • Personal Identity Theft Protection
  • Price Protection
  • Warranty Manager Service
  • Card controls and text alerts
  • Worldwide Automatic Travel Accident and Baggage Delay Insurance

Apply Now

Man holding credit card and cash

Every NGFCU Mastercard and Visa Card includes these benefits:

  • 4.99% intro APR on purchases for the first 6 months
              (as low as 14.49% APR after the introductory period)***
  • Credit line up to $40,000 with no annual fee
              (combined cards and personal line of credit)
  • Fraud alerts and zero liability for unauthorized purchases
  • Online account management and a free credit score
  • Pay your way with Apple PayTM, Google PayTM, Samsung PayTM, plus surcharge-free currency conversions

* Your rebate amounts to 1.5% of every purchase transaction accumulated through the February billing cycle will be calculated and posted in a lump sum to your regular share account in March.
** Approved credit line can be allocated between two cards. Minimum credit line on the Signature Rewards and Signature Cash Back VISA cards is $5,000. The minimum credit line on all other cards is $500. Ask for more details.
*** APR = Annual Percentage Rate. Rate ranges vary by product. Rates are variable and may change after account opening. Introductory rate valid on purchases made in first six months of the loan (card issue). The introductory rate will be effective for the first six statement periods. At the end of the sixth statement period, the rate on the purchases balance will change to the then-current purchase APR currently from 14.49% APR to 18.00% APR. Introductory rate does not apply to cash advances or balance transfers. Introductory rate may be revoked if account becomes 60 days past due at which time a penalty rate between 14.49% and 18.00% APR will apply. Rates, terms and eligibility vary and are based on creditworthiness at time of application.

Credit Card Terms and Conditions

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Complimentary Consultation

Send the form below to receive a free, no-obligation consultation.

You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties.

If you would prefer to speak to an NGFCU agent and receive a quote by phone, call 800.633.2848.

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Low Rate Visa Card or Mastercard

Enjoy low rates and big savings on revolving monthly balances.

4.99% introductory APR on purchases in the first 6 months

Learn More

Cash Rebate Visa Card or Mastercard

Earn a 1.5% cash rebate on every purchase.

Signature Cash Rebate Visa Card - Earn a 1.5% cash rebate on every purchase, plus great signature perks for home and travel, travel and emergency assistance services, warranty and purchase security services, cell phone protection, and more.

Learn More

Rewards

CURewards™ Visa Card or Mastercard - Earn points toward travel and merchandise rewards with every dollar you spend.

Signature Rewards Visa Card - Earn points toward great rewards, plus perks for home and travel, travel and emergency assistance services, cell phone protection, and much more.

Learn More

Balance Transfer

Signature Cash Rebate Visa Card - Earn a 1.5% cash rebate on every purchase, plus great signature perks for home and travel, travel and emergency assistance services, warranty and purchase security services, cell phone protection, and more.

Buying a home

Our home loan experts are ready to guide you through every step of buying a home.

Learn More

Refinancing a home

Our home loan experts are ready to guide you through every step of refinancing a home.

Learn More

Tapping your home’s equity

Leverage your home equity to help with home improvements, bill consolidation and other significant expenses.

Learn More

Branch or ATM

Find a branch or ATM near you. It doesn't have to be an NGFCU branch or ATM. You can find Co-Op ATMs and Shared branches that you can use just like an NGFCU branch or ATM.

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Online Banking

Sign up or Login to NGFCU Online Banking. Access to all of your accounts; anytime, anywhere.

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Download the NGFCU mobile app

Download the NGFCU mobile app onto your Apple or Android device and have access to your accounts on the go.

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NGFCU has partnered with Compass

You could get thousands of dollars back at closing when buying or selling a home.

Learn More

Home Loans

Find the best home purchase financing solution.

Learn More

Join NGFCU

Enjoy the many perks of becoming a member of the credit union financially engineered for you, your family, and friends.

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Retirement

Are you all set to retire? It's important to know where you stand. Book a consultation with one of our experts.

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Dental and Vision

NGFCU offers members the opportunity to purchase dental and vision insurance through CIGNA Dental Care and VSP.

Learn More

LITENING

Apply for your Northrop Grumman themed credit card.

Apply Today!

Triton Above the Clouds

Open an NGFCU Checking account to get your Northrop Grumman debit card design.

Open an Account Today!

Night Train

Apply for your Metro themed card.

Apply Today!

Riding Local

Open an NGFCU Checking account to get your Metro debit card design.

Open an Account Today!

Use our Credit Card Repayment calculator to see what it will take to pay off your credit card balance and how you can meet your repayment goals.

Credit Card Repayment Calculator

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Loan Consultation

Send the form below to receive a free, no-obligation loan quote.

You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties.

If you would prefer to speak to an NGFCU agent and receive a quote by phone, call 800.633.2848.

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Woman holding credit card and bags

Ready to apply? It’s easy.

Just submit our secure Online Application, call 800.633.2848 ext. 3980, or email LoanOfficers@ngfcu.us

Apply Now

Important Numbers

Member Services: 800.633.2848

Credit & Debit Card Member Services: 800.633.2848 ext 4856

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

Routing #322276088

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